Platform Disclaimer — Part I (General)

Platform Disclaimer — Part I

General Disclaimer — All Account Types and Jurisdictions

Note on Data Access and Investor Eligibility

The Pyrite platform aggregates and presents data sourced from multiple third-party data providers. A number of those providers license their data under contractual terms that restrict end-user access to persons who satisfy defined investor eligibility standards under U.S. securities law - specifically, Accredited Investors as defined under Regulation D of the Securities Act of 1933, and Qualified Purchasers as defined in Section 2(a)(51) of the Investment Company Act of 1940.

To comply with those licensing obligations, access to the full Pyrite fund universe - including individually identified fund records, fund-level analytics, and related data - requires prior investor certification by the user notwithstanding that this Platform is for informational purposes only and is not intended nor does it provide any investment advice. The information provided herein is for general informational and educational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, investment product or investment strategy. This requirement applies when users upgrade to a Full Access account (Track C).

• Users who hold a Demo account (Track A) or a Money Manager account (Track B) access only anonymized demonstration data and their own uploaded funds, which are not subject to those licensing restrictions. No investor certification is required under this Part I disclaimer.
• Full Access users in the United States must also acknowledge the Part II disclaimer (United States), which sets out the applicable investor eligibility requirements and jurisdiction-specific terms. See Pyrite Platform Disclaimer — Part II (United States).

Users outside of the United States (UK, Canada, or other jurisdictions) are subject to separate disclaimers (parts III, IV and V).

Part I — General Disclaimer (All Jurisdictions)

1. No Investment Advice

The Platform and all content, data, analytics, reports, models, scores, rankings, and other materials made available through it (collectively, 'Content') are provided for informational purposes only. Nothing on the Platform constitutes, or should be construed as, investment advice, financial advice, tax advice, legal advice, or any other professional advice. Content does not constitute a recommendation, endorsement, solicitation, or offer to buy, sell, or hold any security, investment, fund, or other financial instrument. Users should seek independent professional advice before making any investment decision.

2. No Investment Adviser Registration

Pyrite Risk Experts, Inc. (and its affiliates, 'Pyrite') is not registered with the US Securities and Exchange Commission (SEC) as an investment adviser under the Investment Advisers Act of 1940, is not a member of FINRA, is not authorized or regulated by the UK Financial Conduct Authority (FCA), is not registered with any Canadian provincial securities regulator, and does not hold any investment advisory, brokerage, or portfolio management authorization in any jurisdiction. Pyrite provides data and analytical tools only.

3. No Fiduciary Duty

Pyrite does not act as a fiduciary to any Platform user. No fiduciary, advisory, or other similar relationship arises from access to or use of the Platform.

4. Data and Analytics — Limitations

All Content on the Platform is derived from data provided by third-party sources, fund managers, and other data providers. Pyrite makes reasonable efforts to verify and correct the data it receives from third-party providers; however, Pyrite makes no representations or warranties and cannot guarantee the accuracy, completeness, or timeliness of such data and must rely in significant part on data providers' representations. Users should independently verify any data before relying on it.

Analytics, models, and outputs generated by the Platform are based on historical data and statistical methods. Statistical methods, by their nature, provide insights into cross-sectional patterns and likelihoods across a dataset. They are not designed to produce accurate outputs for every individual measure or observation. As a consequence, any individual result, score, or measure generated by the Platform should be treated with caution when considered independently of the broader dataset or without reference to the distributional context in which it was produced. Past performance is not indicative of future results.

5. Analytical Outputs — Not Forward-Looking Statements

The Platform does not generate projections, estimates, forecasts, or other forward-looking statements. Any analytical output, calculation, score, ranking, or model result provided through the Platform is a data-analytical output based on historical information and statistical methodology. Such outputs must not be construed as a projection, estimate, forecast, or prediction of future performance, outcomes, or events. Users are solely responsible for any forward-looking interpretation they may draw from Platform Content.

6. Intellectual Property and Use Restrictions

All Content on the Platform is the proprietary and confidential information of Pyrite or its licensors. Users are advised to review Pyrite’s Terms of Access and Use for additional terms and conditions that apply and govern the use of the Pyrite and Platform. (/terms).

8.. Privacy and Data Protection

Pyrite collects and processes personal data in accordance with its Privacy Policy, which is incorporated by reference into this Disclaimer (/privacy). Users in the United Kingdom and Canada have additional rights under applicable data protection legislation as described in the Privacy Policy and in Parts III and IV of this Disclaimer.